From insurance experience to industry influence.
For 25 years I have worked in India's general insurance industry, building, scaling and transforming businesses across distribution, strategy and M&A.
My next chapter is about making that experience accessible to the people building the next generation of insurance businesses.
Gurtej Singh

Experience. Perspective. Access.
Two and a half decades on the ground
Deep knowledge of insurance distribution, business leadership, teams and the day-to-day realities of running an insurance business in India.
Business models, growth and deals
An entrepreneur's understanding of business models, growth, technology and M&A, and how they fit together to create lasting value.
The ecosystem, not just the theory
A working understanding of India's insurance ecosystem: insurers, intermediaries, regulation and the people operating within it.
"I don't just want to talk about insurance. I want to help build the next generation of insurance entrepreneurs."Gurtej Singh
The biggest challenge facing young insurance entrepreneurs is rarely ambition, funding or opportunity. It is access to the right guidance.
Which business model? How to build distribution? Where to invest? How to scale without burning cash? When to pivot? Get these wrong and it can cost years.
You don't have to make every mistake yourself to learn how to build a business. You focus on building. Let experience help you navigate the journey.
A practitioner, not a motivational speaker
You can expect
- Practical industry insight and honest opinions
- Structured sessions with written next steps
- Respect for your numbers, constraints and decisions
- Complete confidentiality
You won't get
- Generic motivational talks or textbook theory
- Promises of growth, funding, approvals or deal outcomes
- One-size-fits-all frameworks
- Advice outside my professional boundaries
A mentor, in their words
I've always looked up to Gurtej as a mentor. He knows the insurance industry inside out, but what really sets him apart is how freely he shares what he knows. He'll guide you, and he'll always give you an honest opinion. I've benefited from his advice personally. And beyond all the expertise, it's his humility and warmth, and how genuinely he wants to help people, that I value most.
Gurtej has been much more than a strategic advisor to me. He tells you things straight, gives you practical ideas, and goes out of his way to help. He's easy to reach, flexible, and genuinely cares about pointing people in the right direction. That mix of real expertise and a personal touch is rare. I trust him, and I'd recommend him without hesitation.
Gurtej worked with us on our M&A transaction, and it was an excellent experience. He understood our business deeply, brought sound commercial judgement and kept things practical. Whether it was a difficult discussion, a tough negotiation or getting every stakeholder on the same page, he was there at every critical stage, and he drove the deal all the way to closure. If you're a business owner or investor looking for a hands-on M&A advisor who actually gets deals done, I'd recommend Gurtej without a second thought.
Gurtej has been my go-to person for guidance. His product knowledge and grasp of the insurance industry helped me take my embedded insurance business to the next level. I still reach out to him regularly because he understands the business, shares practical ideas and is always ready to help. I value his honest, straightforward opinions, and I trust him.
Gurtej Sir played a big part in turning my idea for Crece into reality. He was with me from planning the app right through to execution and launch. He understood the concept quickly, suggested the right approach and helped me get past the hurdles that came up along the way. His advice made a real difference in getting Crece live on the Google Play Store, and I'm grateful he's still guiding me today.
I had a one-hour session with Gurtej to get some direction on where my career should go next. He took the time to really understand my goals, then laid out clear steps on how to move forward, and patiently answered every question I had. It was practical, insightful and genuinely valuable. I walked away with far more clarity and confidence about what to do next, and I'd highly recommend him.
Gurtej helped me understand what my business was really worth and why. He walked me through the numbers patiently, answered every question, however basic, and made sure I went into every decision with my eyes open. For a business owner going through M&A for the first time, that clarity is priceless.
Let's connect.
Building an insurance business, an InsurTech proposition or exploring opportunities in India's insurance ecosystem? I'd like to hear from you.